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Na ile założyć lokatę najlepiej - Forum, Opinie, Oceny
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Wątek: Na ile założyć lokatę najlepiej

  1. #1
    Kredytek 44
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    Na ile założyć lokatę najlepiej

    Na ile założyć lokatę najlepiej?
    Ludzie mówią, że rok to tak optymalnie, ale są tez lokaty na kilka lat - czy one są lepsze?

  2. #2
    Anna32
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    Oj to zalezy. Jesli nie potrzebujesz pieniedzy (wiesz to na 100%) to im na dluzszy okres czasu zalozysz lokate, tym masz z reguly wyzsze oprocentowanie (logiczne). Ale jesli potrzebujesz pieniadze - to polecam krotsze okresy czasu.

  3. #3
    Ryszard
    Ryszard jest nieaktywny
    Junior Member
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    hmm nie mozna przewidziec co bedzie za pare lat. To moze roczne? juz sa stosunkowo dlugie i maja wysokie oprocentowanie, a rok z gory - mozna jakos mniej wiecej rozplanowac finansowo?

  4. #4
    1miliarder
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    to wszystko zalezy od tego na ile jestes w stanie i na ile mozesz zamrozic swoje pieniądze. na razie na rynku lokat w mojej opinie jest skok wolomin, lataka tzw. 10-latka z oprocentowaniem zmiennym mozesz miec nawet 4,50%

  5. #5
    1miliarder
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    podbijam moj wczesniejszy komenatrz i znow pisze o Wołominie dlaczego? bo kurcze na prawde maja swietna oferte, lokata na 5 z oprocentowanie do 5,5% oferta wazna do 31 lipca, wklad to 10 tys. a lokata nie jest odnawialna, chwale Wołomin dlatego bo akurat miesiac temu dostalem spadek 50 tys, wiec ta oferta jest dla mnie idealna, chyba nie ma lepszej

  6. #6
    ubik
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    Może i lokata ma te 5,5% a co z podatkiem?

  7. #7
    Bankiera.pl
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    Junior Member Awatar Bankiera.pl
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    Najwidoczniej 5,5 % jest oprocentowaniem nominalnym - od zysków z lokaty bank pobierze jeszcze podatek 19 %. Jeśli zakładać już lokatę długoterminową, to wobec dzisiejszych warunków lepiej wybrać ze zmiennym oprocentowaniem.

    Dobrym rozwiązaniem jest np. konto oszczędnościowe od BGŻ Optima - w pełni darmowe i z dość wysokim oprocentowaniem.
    www.Bankieria.pl - wszystkie banki w jednym miejscu

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